Wind-Only Insurance Solution for Homeowners
Coverage Available in Most States with Premiums Starting at $1,350
Wind-Only Locations

Wind-Only Locations

Though the weather is unpredictable in some parts of the country, you can help homeowners protect their assets. Quote our wind-only solution for your personal lines clients in the following states:

  • Alabama.
  • South Carolina.
  • New Jersey.
  • New York.
  • North Carolina.
  • Texas.

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Coverage Highlights

Coverage Highlights

  • Water backup coverage
  • Personal property replacement cost
  • Utility service interruption
  • Identity fraud restoration expenses

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Eligibility Attributes

Eligible Risk Profile

  • Owner-occupied structures in coastal regions:
    • TX: Tier 1 and Tier 2
    • AL: Baldwin and Mobile counties
  • Dwellings valued between $100K - $2M
  • Newer certified homes are preferred
  • Hurricane fortified homes

Ineligible Risk Profile

  • Structures directly above water
  • Older structures that haven’t been updated within 40 years
  • Roofs that haven’t been updated in 25 years
  • Farm risk
  • Mobile or manufactured homes
  • Losses of $20,000 or more within three years
  • Homes with fixed burglar bars

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