Personal items can have more than just sentimental value for your clients. With Insureon Solutions, you can quote multiple top-rated carriers for personal article floaters for your clients.

Covered items include:

• Antique furniture
• Audiovisual equipment
• Baseball/sports cards
• Bicycles
• Billiard tables/gaming machines
• Books
• Cameras (Personal and Professional use)
• Cigars
• Coin collections/stamp collections
• Comic books
• Computers
• Fine art
• Furniture
• Furs
• Gold/silver bullion
• Golf clubs
• Guns (excluding gun liability)
• Handbags
• Jewelry
• Medical equipment
• Memorabilia
• Musical instruments (Personal and Professional use)
• Rugs
• Silverware
• Ski equipment
• Tools
• Watches
• Wine collections

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Coverage Highlights

• Fully comprehensive for all risks of physical loss or damage cover, including accidental damage
• Coverage available for wine collections
• Worldwide coverage for items available
• Replacement cost coverage
• No deductibles coverage available

TIV and/or Coverage A range

• Coverage Minimum: $50,000 any one collection
• Coverage Max: Unlimited

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Eligibility

• Minimum: $75,000 Dwelling, including condos
• No more than two water claims in the past three years

Desirable Risk Profile

• Homes with central burglar alarms
• No loss history

Undesirable Risk Profile

• Any commercial use items used to make a profit
• Drones
• Medical devices
• Sporting equipment (outside golf clubs and firearms)
• Items in transit

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