Cleaners Insurance Solutions
Coverage Available in 48 States with Premiums Starting as low $500
Business Classes

Cleaning Business Classes

Cleaning and janitorial service providers face atypical risks like toxic material exposure, fall hazards, and abnormal work schedules. Here are some of the kinds of businesses that may be eligible for coverage with Insureon Solutions admitted carriers:

  • Carpet or upholstery cleaning
  • Commercial janitorial services
  • Residential maid services
  • Window cleaning

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Lines of Business

Lines of Business

  • General Liability Insurance
  • Business Owner’s Policy
  • Commercial Auto Insurance
  • Inland Marine Insurance
  • Umbrella Insurance
  • Worker’s Compensation Insurance (Note: No monoline, three years in business required)

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Coverage Highlights

Coverage Highlights

  • Premiums starting at $325 but varies by state
  • Faulty Workmanship coverage (Contractors Errors and Omissions)
  • Builder’s & Tradesmen’s Insurance automatically includes in General Liability
  • Coverage with admitted insurance carriers
  • Businesses that wax floors up to 50 percent of total operations
  • Subcontracted cleaning services up to 25 percent of annual sales
  • Completed Operations Additional Insured Endorsement Form CG 2037
  • Blanket Additional Insured Endorsement Form 49-0108 (CG 2010 07-04 equivalent)
  • Primary and noncontributory included
  • Lost Key coverage $10,000
  • New ventures may be eligible

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Eligibility Attributes

Eligible Risk Attributes

To find out more about the eligibility requirements for a specific cleaning business, talk with an Insureon Solutions producer today.

Ineligible Risk Attributes

  • Businesses located in AK or HI
  • Service providers that clean mercantile establishments while open for business
  • Exterior cleaning over three stories
  • Street cleaning or debris removal
  • Water removal or extraction mold remediation
  • Hood or duct cleaning
  • Pressure washing
  • Exterior window washing
  • Loss history of two or more claims in the past three years

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