Retail Insurance Solutions
Competitive Rates for Shops and Stores
Retail Classes

Retail Classes

Whether online or brick-and-mortar, retailers need to protect themselves and their customers from data thieves. Use our universal application to simultaneously compare coverage and rates from multiple top-rated insurers for:

  • Art & drafting supply stores.
  • Athletic apparel or equipment retailers.
  • Beer / wine/ liquor stores.
  • Clothing stores.
  • Coffee & tea supply stores.
  • Computer stores.
  • Convenient stores with and without gas sales.
  • Dairy products stores.
  • Drug stores.
  • DVD / CD / book / magazine stores.
  • Florists.
  • Furniture stores.
  • General merchandise stores.
  • Gift shops.
  • Gourmet & specialty food stores.
  • Grocery stores.
  • Hardware stores.
  • Jewelry stores – no Jewelry Block coverage.
  • Meat / fish / poultry stores.
  • Pet shops and pet supply stores.
  • Shoe & shoe repair stores.
  • Tobacco shops.
  • Toy stores.

See more Commercial Insurance Solutions.

Lines of Business

Lines of Business

  • Business owner’s policy
  • Property insurance
  • General liability insurance (between $2 million and $4 million)
  • Workers’ compensation insurance

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Coverage Highlights

Coverage Highlights

  • General liability limits of $1M / $2 M
  • Professional liability limits up to $1M / $2M
  • Employment practices liability available up to $1 million
  • Excess limits available for general liability up to $5 million
  • Hired / non-owned auto available for businesses without delivery
  • Business income loss available, including off-premise and in-transit coverage
  • Cyber security / data breach insurance available
  • Coverage for damages to premises rented to the retailer
  • Expanded definition of business personal property

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Eligibility Attributes

Eligible Risk Attributes

To find out more about the eligibility requirements for a specific retail sector, talk with an Insureon Solutions producer today.

Ineligible Risk Attributes

  • E-cigarettes / tobacco shops
  • 100% ecommerce
  • Manufacturing of own label(s)
  • Used or consignment clothing
  • Selling general merchandise from home

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