Retail Classes

Whether online or brick-and-mortar, retailers need to protect themselves and their customers from data thieves. Use our universal application to simultaneously compare coverage and rates from multiple top-rated insurers for:

• Art & drafting supply stores.
• Athletic apparel or equipment retailers.
• Beer / wine/ liquor stores.
• Clothing stores.
• Coffee & tea supply stores.
• Computer stores.
• Convenient stores with and without gas sales.
• Dairy products stores.
• Drug stores.
• DVD / CD / book / magazine stores.
• Florists.
• Furniture stores.
• General merchandise stores.
• Gift shops.
• Gourmet & specialty food stores.
• Grocery stores.
• Hardware stores.
• Jewelry stores – no Jewelry Block coverage.
• Meat / fish / poultry stores.
• Pet shops and pet supply stores.
• Shoe & shoe repair stores.
• Tobacco shops.
• Toy stores.

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Lines of Business

• Business owner’s policy
• Property insurance
• General liability insurance (between $2 million and $4 million)
• Workers’ compensation insurance

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Coverage Highlights

• General liability limits of $1M / $2 M
• Professional liability limits up to $1M / $2M
• Employment practices liability available up to $1 million
• Excess limits available for general liability up to $5 million
• Hired / non-owned auto available for businesses without delivery
• Business income loss available, including off-premise and in-transit coverage
• Cyber security / data breach insurance available
• Coverage for damages to premises rented to the retailer
• Expanded definition of business personal property

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Eligible Risk Attributes

To find out more about the eligibility requirements for a specific retail sector, talk with an Insureon Solutions producer today.

Ineligible Risk Attributes

• E-cigarettes / tobacco shops
• 100% ecommerce
• Manufacturing of own label(s)
• Used or consignment clothing
• Selling general merchandise from home

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