Lawn Care Classes

Lawn care and landscaping companies not only need pricey equipment to do their work, but they also need a place to store their gear and a way to transport. Use Insureon Solutions to find coverage for these lawn care risks:

• General lawn care.
• Grounds maintenance.
• Landscape design and installation companies.
• Landscapers.
• Lawn irrigation and sprinkler system installation companies.

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Lines of Business

• General liability insurance
• Business owner’s policy
• Commercial auto insurance
• Inland marine insurance
• Umbrella liability insurance
• Workers' compensation insurance (Note: No monoline, three years in business required)

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Coverage Highlights

• Minimum premiums starting at $325 depending on the state
• Faulty workmanship coverage (contractor's errors and omissions) automatically included in general liability from BTIS
• Completed operations - additional insured endorsement form CG 2037.
• Blanket additional insured endorsement form 49-0108 (CG 2010 07-04 equivalent).
• Coverage available for tools, equipment, and trailers
• Primary and noncontributory ​included
• New ventures may be eligible

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Eligible Risk Attributes

To find out more about the eligibility requirements for a specific landscaper risk, talk with an Insureon Solutions producer today.

Ineligible Risk Attributes

• Business located in AK or HI
• Tree trimming
• Tree removal
• Stump grinding
• Excavation
• Loss history of two or more claims in the past three years
• Less than two years of experience in the applicant’s trade

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