An illness caused by pesticides, or accidental damage to a client's yard, could sink your small business. The right property and liability coverage helps you stay in business when facing legal fees and financial losses.
Lawn care companies can save money by comparing quotes from top insurers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.
These lawn care insurance policies cover common risks of your profession.
A general liability policy covers lawsuits over accidental injuries and property damage. Bundle it with commercial property insurance for savings in a business owner's policy (BOP).
A business owner's policy, or BOP, is a cost-effective way for lawn care businesses to buy general liability coverage and commercial property insurance together.
This insurance covers vehicles owned by a lawn care business. It helps cover legal fees and damages after an accident, along with vehicle theft, weather damage, and vandalism.
Most states require workers' comp for lawn care businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This insurance policy helps pay for repair or replacement of a lawn care contractor’s lawn mowers, weed whackers, and other tools if they are lost, stolen, or damaged.
This policy helps lawn care businesses recover financially from data breaches and cyberattacks. It's strongly recommended for any business that handles sensitive information.
A small business with a few workers will pay less for insurance than a large company with a dozen employees.
Factors that affect the cost of landscaping insurance include:
It’s easy to get lawn care business insurance coverage and license/permit bonds if you have your company information on hand. Our insurance application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that fits your lawn care business, whether you work independently or hire employees.