Contractors Insurance Solutions
Coverage Available in 49 States with Premiums Starting as Low as $325
Contractor Classes

Contractor Business Classes

From updating electrical wiring to crafting cabinetry and furniture, artisan contractors regularly complete dangerous tasks as part of their work. Come to Insureon Solutions to quote…

  • Appliance installation, service, or repair.
  • Cabinet building and installation.
  • Carpenters.
  • Drywall installation.
  • Electricians.
  • Floor covering installation, including...
    • Tile, stone, mosaic, and terrazzo flooring.
    • Carpet installation or removal.
  • HVAC.
  • Stone masons / Bricklayers.
  • Painting (less than 3 stories).
  • Plumbers.
  • Remodelers.
  • Window cleaners.

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Lines of Business

Lines of Business

  • General Liability Insurance
  • Business Owner’s Policy
  • Commercial Auto Insurance
  • Inland Marine Insurance
  • Umbrella Liability Insurance
  • Worker’s Compensation Insurance (Note: Availability based on state and risk, no monoline, three years in business and $100K in payroll required.)

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Coverage Highlights

Coverage Highlights

  • Coverage minimums starting at $325 depending on the state
  • Faulty Workmanship Coverage (Contractor’s Errors and Omissions)
  • Completed Operations Additional Insured Endorsement Form CG 2037
  • Blanket Additional Insured Endorsement Form 49-0108 (CG 2010 07-04 equivalent)
  • Primary and noncontributory included
  • Tools & equipment coverage available
  • Hired / Non-Owned Automobile coverage available
  • Installation Floater available
  • Waiver of subrogation agreement
  • New ventures may be eligible

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Eligibility Attributes

Eligible Risk Attributes

To find out more about the eligibility requirements for a specific retail sector, talk with an Insureon Solutions producer today.

Ineligible Risk Attributes

  • Businesses located in AK or HI
  • Foundation work
  • Exterior framing
  • Pressure washing
  • Fire or alarm installation & repair
  • Exterior work over three stories
  • Framing contractors
  • Excavation work
  • Debris removal
  • Street cleaning
  • Property preservation
  • Exterior Insulation Finishing Systems (EIFS)
  • Roofing, residential or commercial
  • Loss History (two or more claims in the past three years)
  • Less than two years of experience in trade

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